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Explaining How Credit Scores are Used in the Hiring Process You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not. In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process? For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life. Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects. One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands. But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.

Writing Tips for all Styles of Writing (writing tips) Most writing tips you will come across are usually geared towards certain writing topics. You can find fiction writing tips, short story tips, and poetry tips among the different ones. These tips are suitable for any style writer. Setting aside a time to write: You have to choose which is best for you. Some writers prefer having a set schedule. They schedule their days as if they are working a 9-5 job. Or some write in the fly and impulsively. Neither way is right or wrong. It is just a matter of choosing the one that fits your lifestyle and writing techniques. Know how to prevent writers block. It often helps keep your mind fresh and writers block at bay when you write about more that one topic at a time. This can keep the creative juices moving and the brain actively thinking about what the next lines are going to be. Writing about topics you know about or have a desire to know about also help the words continue to flow onto your canvas. Writing daily keeps your imagination open and always running. If the words start to become difficult to create, take a break and change the scenery before they are lost. It is easier to add to ideas already in your head than it is to try and start from scratch again. Another great writing tip is to keep a notebook and pen with you at all times. How frustrating it is when you have this fantastic idea but you forget what it is before you can find a pen and paper to write it down. Or you have a dream and wake up thinking that a great story could come of it and then in a flash it is gone. Set daily goals for yourself. Whether you are on a schedule or an impulsive writer setting daily goals will make sure you reach your intended outcome. Daily goals are usually much easier to obtain than weekly goals. If you do not have an education in writing but love to write it will help your career to learn writing basics. Understanding the different writing techniques and styles or basic grammar are imperative parts in a writers career. There are low cost and even free online course that will lead you in the right direction. Another helpful writing tip is to have a proofreader. This can be a family member, a colleague, or a friend. Every writer proofreads there on work over and over but a proofreader will often pick up things that we miss. The writer of a story knows what they want to say; therefore it is to miss an out of place word because you often read what you know it should say instead of what it really says. A proofreader will read the actual words and let you know whether they make sense or need changed. The research you do for an article needs to be accurate and update. A topic with information can be detrimental to your career. It shows lack of responsibility to find correct information. It shows apathetic writing abilities and reflects poorly on your character. The most important tip that you should know is to know what you are trying to achieve with your writing and knowing what its purpose it. By knowing this you will be able to keep focus on the point of your writing. Whether you are writing a story and try to keep reader enthralled with your characters or a late breaking news article by remember the purpose of your story will help you stay focused and on the right track.

Ways to Quit your Job Yet Still Maintain Positive Ties Just as there are ways to get jobs, there are also ways to leave jobs--especially one where you have cultivated relationships. Moving on to a new position does not mean that you have to leave on bad terms. Get the job you want without leaving your current job on bad terms. Choosing to leave one job for another one is a decision that is often unavoidable. In order to progress in life, changing jobs may be necessary. Whether it is increased pay, more room for advancement or a better work environment, changing jobs is a natural part of life. While some employees leave jobs because they are unhappy, other employees leave because they simply need or want a new job. These employees may have great working relationships with their employees and co-workers. They may even have good personal relationships with these people. Extenuating circumstances like friendships can make it difficult to move from one job to another. However, this necessary move can be made without destroying ties that are important to you. Being professional and careful when leaving your job can make leaving much easier. First of all, do not tell anyone you are planning one leaving. No matter how close you are to your co-workers, keep your intentions quiet. Arrange interviews during times that do not conflict with your current job. You do not want to miss work for an interview. Remember your current employer is an excellent reference for you. Maintain your good reputation at your current job. Continue to do a good job and care about your particular position. Using the company phones, e-mail or fax machine to contact your new potential employer is not appropriate. Use your own devices to contact the interviewer. Until you have the new job, things should be business as usual on your current job. Also, never give your notice at your current job until you are sure that you have the other job. Having to retract a two-week notice because you prematurely gave it is a sure way to cause friction. Once your new job is secure and you have given your tow week notice, continue to be a good employee. Be on time for work and complete your projects. Remember, no matter what your new job is, you have obligations to your current job. Write out your notice. Compose a nice letter thanking your boss and co-workers and provide two or more weeks notice. By giving a written and dated letter no one will be able to dispute the length of your notice. Also, you will be providing a professional and considerate notice. Allow your co-workers and bosses to say goodbye to you. If they want to take you out for a drink on your last day, oblige them. Enjoy celebrating an end of an era. You may keep in contact afterwards but you probably won?t be working together again. Let them know that you realize this and that you leaving is not personal. Sometimes, no matter what you do, some people are not going to be okay with you leaving a job. There will always be someone who thinks that you getting another job is not a good idea for you. This is especially true for co-workers or bosses who you have a relationship with. Some of that is probably coming for the fact that they will miss you being around the office. Others can be envious of your boldness. It takes a lot to leave a comfy work environment for a challenging job. There is no way to please everyone. In these cases, just remain positive and ignore any backlash you may face.

Writing Tips for all Styles of Writing (writing tips) Most writing tips you will come across are usually geared towards certain writing topics. You can find fiction writing tips, short story tips, and poetry tips among the different ones. These tips are suitable for any style writer. Setting aside a time to write: You have to choose which is best for you. Some writers prefer having a set schedule. They schedule their days as if they are working a 9-5 job. Or some write in the fly and impulsively. Neither way is right or wrong. It is just a matter of choosing the one that fits your lifestyle and writing techniques. Know how to prevent writers block. It often helps keep your mind fresh and writers block at bay when you write about more that one topic at a time. This can keep the creative juices moving and the brain actively thinking about what the next lines are going to be. Writing about topics you know about or have a desire to know about also help the words continue to flow onto your canvas. Writing daily keeps your imagination open and always running. If the words start to become difficult to create, take a break and change the scenery before they are lost. It is easier to add to ideas already in your head than it is to try and start from scratch again. Another great writing tip is to keep a notebook and pen with you at all times. How frustrating it is when you have this fantastic idea but you forget what it is before you can find a pen and paper to write it down. Or you have a dream and wake up thinking that a great story could come of it and then in a flash it is gone. Set daily goals for yourself. Whether you are on a schedule or an impulsive writer setting daily goals will make sure you reach your intended outcome. Daily goals are usually much easier to obtain than weekly goals. If you do not have an education in writing but love to write it will help your career to learn writing basics. Understanding the different writing techniques and styles or basic grammar are imperative parts in a writers career. There are low cost and even free online course that will lead you in the right direction. Another helpful writing tip is to have a proofreader. This can be a family member, a colleague, or a friend. Every writer proofreads there on work over and over but a proofreader will often pick up things that we miss. The writer of a story knows what they want to say; therefore it is to miss an out of place word because you often read what you know it should say instead of what it really says. A proofreader will read the actual words and let you know whether they make sense or need changed. The research you do for an article needs to be accurate and update. A topic with information can be detrimental to your career. It shows lack of responsibility to find correct information. It shows apathetic writing abilities and reflects poorly on your character. The most important tip that you should know is to know what you are trying to achieve with your writing and knowing what its purpose it. By knowing this you will be able to keep focus on the point of your writing. Whether you are writing a story and try to keep reader enthralled with your characters or a late breaking news article by remember the purpose of your story will help you stay focused and on the right track.